Tips for reducing your Van Insurance
Quote
Is this your first Van Insurance UK?
You may not have any No claims bonus, but check for
special introductory offers.
What is the highest level of excess charge you
can afford to pay?
If you opt to pay for the first £100 or £150
instead of the first £50 you can reduce the cost
of your insurance. This indicates you are unlikely to
make smaller claims and will only need assistance from
your insurance company in the event of a major claim.
Can you restrict your cover to named drivers?
If you insure your vehicle for anyone to ride the cost
will be understandably higher. The only instance where
this may not be the case is if a lot of your named drivers
are young and inexperienced, in which case it may be
better to insure for all drivers.
Can you live without those additional products
that insurance companies offer?
Think very carefully about if you really need them.
Extra perks can sometimes mean higher premiums.
Have you built up more than 4 years no claims
bonus?
You should try to protect your 4 years no claims
Garages
If you live in a high risk area consider leaving your
Van Insurance UK in a garage. If your vehicle is garaged
your premiums will be significantly reduced.
Do you have the correct level of cover for your
vehicle?
If the trade value is not high then it may be worth
going for Third Party Fire and Theft cover or just third
party damage as opposed to Fully Comprehensive.
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Van
Insurance Guide
